Gallagher – the only insurance broker on the Ethisphere Institute's list of the World's Most Ethical Companies.
Gallagher specializes in providing comprehensive insurance solutions for LeadingAge California members. Programs are underwritten through top-rated carriers and offer monthly payment options, easy online applications and instant proof of insurance.
WORKERS COMPENSATION
Gallagher’s GuardianComp program provides a workers compensation pool that produces large annual dividends. Members have seen a significant reduction in cost in addition to receiving dividends for good performance. The GuardianComp participants have received over $7 million in dividends from the program since 2019.
Services to LeadingAge California members include consultants who understand the aging services sector and provide superior support in:
- OSHA-compliant monitoring, record-keeping and inspection planning
- Benchmarking analysis
- Claims management
- Case file reviews and claim audit
- Training programs and Individually designed cost programs based on industry
LIABILITY
This newly available program has the potential to save participating LeadingAge California members can save up to 50% on liability insurance premiums through the Gallagher Affinity Program.
Key Features and Benefits
- Potential to reduce liability premiums up to 50%
- No upfront capital contribution required
- Available only to LeadingAge California members
- Wholly owned and controlled by Affinity Group members
- Free one-hour consultation available
The Pandemic Aftershock: Senior Living Litigation in the Wake of COVID-19
PROPERTY/CASUALTY
Liability loss experience in the eldercare field continues to be high. This, along with a trend in suing retirement homes has led to skyrocketing premiums and fewer carriers offering insurance. Under such adverse conditions, having a broker who knows your business is an advantage. Gallagher has more than 30 years' experience and a highly specialized staff. It is recommended that you review your insurance 4-6 months prior to the renewal date.
Key Features and Benefits
- Superior underwriting knowledge and relationships
- Loss control seminars and other in-service programs
- Professional claims handling
- Cost control management, including claim control and loss prevention
RESIDENTS' PERSONAL PROPERTY
The residents’ personal property insurance plan under Gallagher is a unique program designed to provide quality, low cost protection for residents in a retirement home setting. The plan covers loss of personal property, as well as personal liability.
Key Features and Benefits
- Low cost coverage
- Available only to LeadingAge California member residents
- The plan is offered on a group basis. Administrative savings are passed on to the residents through lower, more stable rates. Comprehensive personal liability up to $100,000 per occurrence
- Covers replacement cost
DEI CONSULTING
To supplement your insurance coverage, Gallagher evaluates the impact of DEI on your organization holistically — from supporting your employees’ physical, emotional, financial and career wellbeing to minimizing your discrimination claims and total cost of risk. The end result is a truly comprehensive strategy, empowering you to face the future with confidence. They provide data collection and analytics, HR services, communication strategies, consulting services, talent development focus groups, facilitation, and training.
Learn More
Call 800-745-3947 or visit our website for a free consultation.
Gallagher Insurance Brokers of California, Inc.
License #0726293